Kodi Golide Ndi Investment Yabwino?

“Ndi chuma chonga golide, mwachitsanzo, mukudziwa, kwenikweni golide ndi njira yotalikirana ndi mantha, ndipo yakhala njira yabwino kwambiri yopitilira mantha nthawi ndi nthawi. Koma mukuyembekezeradi kuti anthu azikhala amantha kwambiri mchaka chimodzi kapena ziwiri kuposa momwe akuchitira pano. Ndipo akayamba kuchita mantha mumapanga ndalama, akapanda kuchita mantha mumataya ndalama. Koma golide yemweyo samatulutsa chilichonse “- Warren Buffett

Golide amayenera kuonedwa ngati mpanda wotsutsana ndi kukwera kwamitengo, malo ogulitsira mphamvu, mpanda wolimbana ndi ndalama za fiat, kapena galimoto yogulitsa kuposa zomwe zimawerengedwa kuti ndi ndalama zachikhalidwe. Kusungitsa ndalama kwabwino kumawonjezeka pamtengo kudzera pakukula mtengo kaya ndi bizinesi yomwe ikukula, gawo lomwe likukula, kapena zokolola zomwe zikukula. Golide alibe chilichonse mwazikhalidwe zachikhalidwe cha ndalama zomwe ndichifukwa chake masheya amakhalabe chuma chodziwika bwino kutengera kuthekera kwawo kwakukula.
Pakati pa Januware 1971 ndi Disembala 2019, golide anali ndi zobweza zapakatikati za 10.61% pachaka.

Kubwereranso kwakanthawi kwakatundu wagolide komwe sikukusinthidwa kwamitengo, kubwereranso kwenikweni kwapachaka, kuchuluka kwakukula pachaka; (CAGR) kuyambira 1972 mpaka 2020 inali 7.9% yagolide.
Kodi golide ndimalonda abwino? Izi zimadalira zomwe mukuyesera kuti mukwaniritse.

Golide ikhoza kukhala chinthu chabwino kugula ngati mukufuna kusinthitsa ndalama zanu za fiat kukhala katundu kuti musunge phindu la capital yanu ngati muli ndi nkhawa ndi ndalama zanu zadziko chifukwa cha zovuta zandale.
Golide atha kukhala malo abwino oti mugwiritse ntchito ndalama kuti musunge mphamvu yanu yogula kwakanthawi kochepa poyerekeza ndi kusiya ndalama muakaunti yosungira.
Golide atha kukhala gawo limodzi la njira zopezera ndalama zakapangidwe kazinthu zina pazinthu.
Ndalama yosinthanitsa golidi $ GLD itha kukhala pazowonera zanu kuti zikhale zosiyana ngati gawo limodzi lamakampani ogulitsa.
Tsogolo la golide $ GC itha kukhala gawo limodzi lazomwe zimachitika pambuyo pamalonda pogwiritsa ntchito tsogolo.
Ndalama zamtengo wapatali zagolide zimatha kusiyanitsa ndalama zanu mumsika watsopano.
Golide akhoza kukhala malo achitetezo munthawi yamantha akulu chifukwa ndiye kuthawira kopitilira chitetezo anthu akamachita mantha ndi msika wa zimbalangondo m’mitengo, kukwera kwamitengo, kapena malo azachuma.
Njira yosalunjika yogulira golide ndikugula masheya akutsogola agolide chifukwa kumeneko ndi ndalama zenizeni pakampani yomwe ndalama zake zimagwirizana ndi mtengo wagolide komanso momwe imagwirira ntchito.
Zodzikongoletsera zagolide ndi njira imodzi yodzivalira ndikusangalala ndi ndalama zanu zagolide.
Gold bullion ndi njira yopezera ndalama mu golide weniweni koma iyenera kusungidwa pamalo otetezedwa kwambiri chifukwa mukakhala ndi chiwopsezo chobera katundu wanu mutakhala nawo.
“Golide amakumbidwa pansi ku Africa, kapena kwina. Kenako timasungunula, kukumba dzenje lina, kulikwiranso ndikulipira anthu kuti ayime mozungulira kuti alondere. Alibe zofunikira. Aliyense amene amayang’ana kuchokera ku Mars amapukusa mutu wake. ” – Warren Buffett