Ingabe Igolide Ukutshalwa Kwezimali Okuhle?

“Ngempahla efana negolide, isibonelo, uyazi, ngokuyisisekelo igolide liyindlela yokuhamba isikhathi eside ngokwesaba, futhi kube yindlela enhle yokuhamba isikhathi eside ngokwesaba ngezikhathi ezithile. Kepha kufanele ube nethemba lokuthi abantu bazokwesaba kakhulu onyakeni noma eminyakeni emibili kunamanje. Futhi uma besaba kakhulu wenza imali, uma besaba kancane ulahlekelwa yimali. Kodwa igolide ngokwalo alikhiqizi lutho ”- uWarren Buffett

Igolide kufanele libhekwe njengothango olubhekene nokwehla kwamandla emali okujwayelekile, isitolo samandla okuthenga, uthango olubhekene ngqo nemali ye-fiat, noma imoto yokuhweba kunalokho okubhekwa njengokutshalwa kwendabuko kwendabuko. Ukutshalwa kwezimali okuhle kukhuphuka ngentengo ngokukhula ngenani noma ngabe kuyibhizinisi elikhulayo elingaphansi, inzuzo ekhulayo, noma isivuno esikhulayo. Igolide aliqukethe noma yiziphi zalezi zici zendabuko zotshalo-mali oluhle yingakho amasheya ehlala ethandwa kakhulu ngokwendabuko ngokuya ngamandla awo okukhula.
Phakathi kukaJanuwari 1971 noDisemba 2019, igolide lalinezimbuyiselo ezijwayelekile zonyaka ezingama-10.61%.

Imbuyiselo yesikhashana yesikhathi eside yegolide engalungisiwe ukwehla kwamandla emali, imbuyiselo yangempela yonyaka, isilinganiselo sokukhula sonyaka; (CAGR) kusuka ngo-1972 kuya ku-2020 kwaba ngu-7.9% wegolide.
Ingabe igolide liwukutshalwa kwemali okuhle? Lokho kuncike kulokho ozama ukukufeza.

Igolide kungaba yinto enhle ukuyithenga uma ufuna ukuguqula imali yakho ye-fiat ibe yizimpahla ukuze kugcinwe inani lenhlokodolobha yakho uma ukhathazekile ngemali yakho yezwe ngenxa yobungozi bezepolitiki.
Igolide lingaba yindawo enhle yokutshala imali ukuze ugcine amandla akho okuthenga esikhathini eside ngokuqhathanisa nokushiya imali kwi-akhawunti yokulondoloza.
Igolide lingaba yingxenye yohlelo lokutshalwa kwezimali olubanzi lwephothifoliyo lokuchayeka kwezinye izinto.
Isikhwama sokuhweba ngokushintshaniswa kwegolide i- $ GLD singaba kuhlu lwakho lokubuka ukuze kuhlukaniswe njengengxenye yohlelo oluphelele lokuhweba ngamasheya.
Ikusasa legolide i- $ GC ingaba yingxenye eyodwa yomkhuba ophelele olandela uhlelo lokuhweba usebenzisa ikusasa.
Izinhlamvu zemali ezingajwayelekile zegolide zingahlukanisa utshalomali lwakho lube yimakethe entsha.
Igolide lingaba yindawo ephephile ngezikhathi zokwesaba okukhulu njengoba kungukubalekela ekugcineni ukuphepha lapho abantu besaba imakethe yebhere kumanani, ukwehla kwamandla emali okuphezulu, noma indawo embi yezomnotho.
Indlela engaqondile yokutshala imali kwigolide ukuthenga amasheya ahamba phambili ezimayini zegolide njengoba lokho kungukutshalwa kwemali okungokoqobo enkampanini okuyiholo layo elihlobene nentengo yegolide kanye nemisebenzi yayo.
Ubucwebe begolide bungenye yezindlela zokugqoka nokujabulela utshalomali lwakho kwigolide.
IGold bullion iyindlela yokutshala imali kwigolide elibonakalayo kepha kufanele igcinwe endaweni ephephe kunazo zonke njengoba ungaba nengozi yokweba impahla yakho ngemuva kokuyithatha.
“Igolide likhishwa emhlabathini e-Afrika, noma kwenye indawo. Sibe sesiyincibilikisa, semba omunye umgodi, sibuye siwugqibe futhi sikhokhele abantu ukuthi bame bawugade. Ayinayo into esetshenziswayo. Noma ubani owayebukela eseMars wayezonwaya ikhanda lakhe. ” – UWarren Buffett